Family Hospital & Family Hospital Level 5

This is a mid-range health insurance cover aimed at families, or if you're planning a family and covers a range of services, including pregnancy, IVF and sterility reversal. To keep the premium lower, Family Hospital is also available with a co-payment – Family Hospital Level 5. Find out more about how the co-payment works.

What am I covered for?

Family Hospital includes the following:

  • Pregnancy related services
  • Sterility reversals - male and female
  • Childhood diseases
  • Burns
  • Poisoning
  • Cardio-thoracic procedures
  • Ambulance transport
  • Travel and accommodation relating to a hospitalisation
  • Total Health programs
  • Disease management appliances such as blood pressure monitors
  • Midwife assisted home births.
  • Disease prevention, health management, chronic disease management and hospital substitute programs
  • Doctor health checks and Healthy Heart checks

Restricted Services

We'll pay the default benefit only for accommodation for restricted services and services not covered by Medicare:

  • Hip and knee joint replacements
  • Dialysis
  • Cataract surgery
  • Cosmetic surgery where not considered medically necessary
  • Services not covered by Medicare.

For a full run down, download a policy document, effective 1 May 2008.

What does it cost?

It's easy to check the cost of your health insurance cover, just use our Quick Quote.

To compare quotes for all our hospital covers, check our Premiums at a Glance.

Join ahm

  • Interested in joining ahm? Find a cover to suit you using our Health Cover Selector.
  • If you would like our help in choosing the best health insurance cover for you, call the fund on 134 246 or we can call you.

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