What you pay

 
As an international student, it is a requirement of your student visa that you have private health insurance for the duration of your stay in Australia. Medicare - Australia's national health program does not cover you. We provide flexible payment frequencies to ensure you can be covered for the full length of your visa.

Check our prices below, effective 1 January 2008. All prices are Goods and Services Tax inclusive and in Australian dollars, and may be subject to change.

ahm OSHC Prices

Good news! You will receive a 5% discount if you purchase ahm OSHC for 2 or more years (when paid in advance).  Policies greater than 3 months can be tailored to suit the length of your student visa. For example - if you need a policy for only 7 months and 2 weeks, that's all you pay for.


How Long
Single Cover
Family Cover
Up to 3 months
$78.75
$157.50
Up to 6 months
$157.50
$315.00
Up to 9 months
$236.25
$472.50
Up to 12 months
$315.00
$630.00
Up to 15 months
$393.75
$787.50
Up to 18 months
$472.50
$945.00
Up to 21 months
$551.25
$1102.50
2 years (includes discount)
$598.50
$1197.00
3 years (includes discount)
$897.75
$1795.50
Extra week
$6.05
$12.10
Extra month
$26.25
$52.50

 

If you terminate your membership before the period of prepayment expires, your premium will be recalculated based on the actual length of membership.

Family includes the student, the spouse of the student, and any dependent children of the student up to 18 years of age who have been authorised to enter and remain in Australia with the student and who are residing at the same place of residence as the student. Other family members are advised to purchase their own health cover.

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Changes to ahm OSHC Prices in 2009

ahm OSHC prices will increase from $315 for a single 12 month policy to $345 from 1 January 2009. Students can still access a 5% discount when paying 2 years' membership or more in advance. See what you'll pay in 2009.

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ahm OSHC Extras - adding more cover

Are you interested in taking out additional cover for extras such as visits to the dentist, eye exams and glasses, physiotherapy, massage and chiropractic services?

Choose from 2 options for extras cover if you'd like to claim for these items.
Note: Both these covers can be purchased as a single or family policy

 

Basic Extras - Monthly Premiums

Costs per month, effective 1 May 2008, are detailed below.

 

Basic Extras
Single Cover
Family Cover
New South Wales/ACT
$42.05
$84.10
Queensland
$35.95
$71.90
Victoria
$35.10
$70.20
Western Australia
$33.80
$67.60
South Australia
$37.70
$75.40
Tasmania
$35.95
$71.90
Northern Territory
$33.15
$66.30

For more information about Basic Extras, download a policy document.

 

Family Extras - Monthly Premiums

This product has higher benefits and limits and suits singles, couples and families. Costs per month, effective 1 May 2008, are detailed below.

 

Family Extras
Single Cover
Family Cover
New South Wales/ACT
$55.90
$111.80
Queensland
$54.80
$109.60
Victoria
$57.20
$114.40
Western Australia
$48.55
$97.10
South Australia
$48.55
$97.10
Tasmania
$49.40
$98.80
Northern Territory
$41.60
$83.20

For more information about Family Extras, download a policy document.

Please note: Extras cover is not a substitute for your student visa requirement and can only be purchased in addition to your ahm OSHC policy. Waiting periods may apply - please see the policy document for more information on waiting periods.

For more information, please contact us on (+61) 134 246 or email us.

ahm reserves the right to vary its premiums and benefits during the year, subject to approval by the Department of Health and Ageing. Members who pay their premiums in advance won’t be exempt from such changes. This means that changes to benefits or premiums may take effect during your payment period, prior to the date that your membership is financial.

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