Basic Extras is an ideal health insurance cover for young singles and couples. There's cover for extras services such as physiotherapy, routine dental, and optical, at an affordable price. Plus we'll throw in some health improvement benefits to support your good health. The table below shows the benefits payable under Basic Extras effective 1 July 2008.

For more information, download the Basic Extras policy document. You can also call us on 134 246.

General Benefits

Therapies
Physiotherapy and osteopathy	Initial consultation†	$30
	Subsequent consultation	$22
Per class - Group Hydrotherapy, Pilates, Antenatal exercises and Rehabiliation*		$11
Chiropractic	Initial consultation†	$30
	Subsequent consultation	$22
Complementary and alternative therapies	Naturopathy, homeopathy, acupuncture, herbalism and remedial massage	$17
Financial Year Limits
Per person		$200 per therapy
Combined per person		$400
Combined family limit		$800
* Benefits only paid where service is performed by an ahm registered physiotherapist † 1 Initial consultation per person per therapy per financial year
Health improvement
Dietitian and nutritionist	Initial consultation†	$28
	Subsequent consultation	$20
Weight loss	Per class (approved providers only)	$6
	Per course (ahm approved providers only with medical evidence of a BMI of 26 or over for adult claims and an unhealthy BMI for children's claims)	$60
Quit smoking	Per Course	$50
	Nicotine Replacement Therapy (patches, gum, lozenges, inhalers)	$30 per item
Disease management association fees	Per association - Asthma, Diabetes, Heart, Arthritis and Coeliac	$30
Cancer Council UV products (your receipt must identify the item and be Cancer Council approved)	Per item - 30+ sunscreen, rash vests and suits, hats, wrap sunglasses (does not include cosmetics and lip sticks / glosses /balms)	$30
Stress management	Per course (recognised psychologist or ahm approved provider)	$50
Preventive tests	Per test - Mammograms, skin cancer screenings, bowel cancer tests and scans (where not claimable through Medicare)	$30
Health Checks	Per check† - Doctor health checks and Healthy Heart checks (where not claimable through Medicare, an employer or another party)	$30
Exercise classes Gym, yoga, pilates and exercise physiology	Per class*	$10
	Per course*	$100
* when part of an ahm or a recognised health management program and by ahm approved provider. To be eligible for exercise program benefits, please have your GP or provider complete a health improvement approval form. † 1 per person per financial year
Financial Year Limits
Limit	$100 per person	$200 per family
Combined Limit	$200 per person	$400 per family
Disease Prevention
ahm Health Risk Assessment ahm Health Coaching Program		100%
Financial Year Limits	Limit	Combined
ahm Health Risk Assessment	1 per 12 months	No Limit
ahm Health Coaching Program	1 per 6 months
Optical
Frames (Prescription sight correcting products only)		$150
Single lenses (pair), Bi-focal (pair), Multi-focal (pair), Contact lenses (Prescription sight correcting products only)		$150
Repair to frames or lenses (Prescription sight correcting products only)		$25
Financial Year Limits
Combined Limit	$150 per person	$300 per family
Pharmacy
General items* Hormonal implants Contraceptives** Preventive/travel vaccines		up to $40 per item above the general patient PBS amount
Financial Year Limits
Combined Limit	$250 per person	$500 per family
Ambulance
Emergency only		No limit
Financial Year Limits		No limit
* Excludes PBS scripts, over the counter medicines, vitamins and herbal medicines ** Sub limit of $100 per person and $200 per family

Dental Benefits

These are examples of the most common dental services we pay benefits for. There are more services covered by this policy than we can include here so make sure you call us before you have any treatment to confirm the benefits you’ll receive.

Routine
Diagnostic
Comprehensive examination	item 011	$28.20
Periodic examination	item 012	$25.50*
Emergency examination	item 013	$23.80**
X-ray (one film)	item 022	$20.00
Preventive
Clean and polish	item 111	$27.50#
Scale and clean	item 114	$50.00#
Topical fluoride application	item 121	$18.10**
Mouthguard – custom made	item 151	$73.60**
Extractions
Non-surgical extraction	item 311	$53.65
Surgical extraction	item 324	$150.05
Direct Restorations
Metallic restoration of 1 surface	item 511	$45.65
Metallic restoration of 3 surfaces	item 513	$66.25
Adhesive filling of 1 surface (front)	item 521	$48.65
Adhesive filling of 3 surfaces (front)	item 523	$68.45
Adhesive filling of 1 surface (back)	item 531	$51.00
Adhesive filling of 3 surfaces (back)	item 533	$78.60
Financial Year Limits
Combined Limit	$500 per person	$1000 per family
*Combined limit of two per year   **Two per year   #Combined limit of three per year

What does it cost?

It's easy to check the cost of your health insurance cover, just use our Quick Quote.

To compare quotes for all our extras covers, check our Premiums at a Glance.

If you have a health insurance query, please contact us.

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Please Note: For definitions on the terms used above, please see Important Information.
This is important information about your policy. Please read this in conjunction with your policy document which you can download and save for future reference.